Where bank discipline meets investor access.

Kav Capital co-lends alongside banks and senior lenders to originate short-duration, collateral-backed credit investments, structured with institutional rigor and designed for predictable outcomes.

We structure with precision. We underwrite with discipline. Your capital committed with clarity, returned with confidence.

$4 B

In commercial loans closed by our founding team

6–36 Months

Typical investment duration across credit structures

Bank-Partnered

Exclusive origination through institutional lending relationships

Capital allocation for investors who prioritize structure over speculation

Accredited Investors

Income-oriented private credit with defined collateral and clear downside protection.

Family Offices

Structured credit exposure for permanent and transitional family wealth.

Private Credit Managers

Differentiated deal flow and SPV co-investment from our bank channel.

Banks & Senior Lenders

Risk-sharing capital that preserves your underwriting control and expands capacity.

The structural advantages that define our approach.

Every transaction Kav Capital underwrites shares a common foundation: defined collateral, a clearly identified position in the capital stack, and alignment with the bank or senior lender that originated the deal. The structure adapts. The discipline does not.

B-Note Participation

Second-position credit co-structured alongside a bank's senior note, including bridge and transitional loans. Collateral-backed, with intercreditor priority documented before funding.

Warehouse Lending

Short-term facilities secured against newly originated mortgage loans. Supports originator liquidity between origination and sale, with collateral maintained throughout the facility.

Construction Lending

Credit for projects under construction, funded in full at closing rather than drawn over time. Collateral, budget and exit documented before our capital moves.

Note-on-Note Financing

A loan to the lender, secured by the note and the mortgage behind it. The collateral stays in place; our position sits one step removed.

Our process

How Kav Capital delivers on every transaction.

01

Bank referral and origination

Our origination comes through banking partnerships and a select network of trusted relationships, built over decades in the mortgage market. Every deal arrives with a first layer of institutional review already applied.

02

Independent credit underwriting

We conduct our own analysis on every transaction — property valuation, income verification, borrower assessment, and capital stack review, independent of the referring bank's conclusions.

03

SPV structuring and legal documentation

Each approved investment is structured as an SPV or participation interest with defined terms, intercreditor protections, and all investor rights documented before a single dollar is committed.

04

Active monitoring and transparent reporting

We monitor every asset throughout the investment lifecycle. Investors receive regular, asset-level reporting on performance and material developments through our Agora-powered investor portal.

Client Perspectives

Observations from investors and partners.

“Kav Capital brings a level of underwriting discipline we rarely see outside of institutional lending. Exactly the kind of partner we were looking for.”

CIO

Family Office

“The structure, transparency, and consistency across every transaction gives us the confidence to allocate with conviction.“

Portfolio Manager

Private Credit

“A straightforward process, clearly defined downside protection, and a team that understands how we think about risk.”

Head of Alternatives

RIA

“We’ve worked alongside a number of structured credit managers. Kav Capital stands out for their clarity of process and alignment with senior lenders.”

CLO

Regional Bank

Take the next Step

Speak with our team about structured credit opportunities, or access your investor portal directly.